As of March 13, 2025, the average interest rate for a 30-year fixed-rate mortgage in the United States is approximately 6.63%.
This rate has been on a declining trend, providing potential homebuyers and those considering refinancing with more favorable borrowing costs.
For example, Wells Fargo offers a 30-year fixed-rate mortgage at 6.625% with an APR of 6.755%.
Similarly, Bank of America lists a 30-year fixed-rate mortgage at 6.625% with an APR of 6.917%.
These rates can vary based on factors such as loan type, credit score, down payment, and geographic location. It’s advisable to consult with multiple lenders to compare offers tailored to your specific financial situation and location.